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3 steps to take when you inherit a property – All the legal heirs can pass on their rights mutually to a single heir or to another person. This means that if a person passes away while the home loan was still running on the property that has.
Avoiding Foreclosure: Can Someone Else Assume (Take Over) the. – If a borrower is behind in mortgage payments and facing foreclosure at the time of the transfer, then the person who is assuming the mortgage will have to cure the default to stop the foreclosure. Usually, the new owner will either pay this amount in full (called "reinstating" the loan ) or come to an agreement with the lender to catch up on.
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Home Loan Transfer to another person? | Yahoo Answers – Just as "bull" said.no bull. Generally you have to pay off the mortgage and have it remortgaged in the new person’s name. As Bull pointed out you could have the new person just make the payments and a bank would never know but that would be the biggest mistake of your life to hang yourself for the biggest purchase you’ve ever made believing the other person wouldn’t some day trip up or not.
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Transferring the loan to a relative after the death of a borrower. A transfer of property ownership to the spouse or children of a borrower. Transfers as a result of divorce and separation agreements. transfers into an inter vivos trust (or a living trust) where the borrower is a beneficiary.