nongovernment reverse mortgages, including an innovative variant unveiled last month that allows owners to retain their current low-interest-rate regular mortgages while pulling out additional funds.
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Interest: Interest rates for reverse mortgage loans are almost always adjustable rates, meaning the interest rate will change monthly or annually, depending on.
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You can make interest payments on any type of reverse mortgage: fixed-rate, adjustable rate, lump sum, monthly payment or line of credit. If you think you might have extra money from time to time that would otherwise go toward the interest payments, however, consider taking out the reverse mortgage as a line of credit.