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Amortization Schedule | Greater Centennial Federal Credit Union – The ‘First Payment Date’ is the date the first payment is due. It may be the same date as the ‘Loan Date’ but not usually. When they are the same this is known as ‘Payment-in-Advance’ and this is typical for leases. ‘Payment Frequency’ determines how often payments are made. Monthly is the most common in the USA.
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