So if you’re thinking of buying a home in the not-too-distant future, here’s what you need to know about homebuyer education courses. Are home buyer education classes required? Any homebuyer who takes advantage of a state-sponsored home-buying-assistance program is required to attend a homebuyer education course.
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How Long After Starting a New Job Can I Buy a House. – Conventional loans — those not guaranteed by a federal loan program — usually require full-time employment for a two-year period, preferably with the same employer, before you buy a house. Some lenders may consider that employment within the same field meets history and stability requirements, even if you change jobs within the standard two-year period.
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Or you can find down payment assistance programs that could allow you to buy a home with no money down. USDA and VA loans require zero down payment. FHA and Conventional loans need just 3.5% or less down, but 100% of the down payment can be a gift. This would make it possible to buy a house with no money down.
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